Ways I "Gamify" My Finances

Here's something I wrote in May 2020, which has been sitting in my Blogger drafts for years, since I guess I didn't feel it was "complete enough" to publish.

I'm sure this can still be useful for someone.

High Yield Savings Account

Gamification of your emergency fund:

• Save enough money to earn $10 in interest per month.
• Save enough money to earn $20 in interest per month.
• Save enough money to earn $30 in interest per month.
• Etc.

Stocks

Gamification of stock investing:

• Buy first share of a dividend paying stock
• Receive first dividend payment
• Get to 5 shares owned of a given stock
• Get to 10 shares owned of a given stock
• Get to 50 shares owned of a given stock
• Get to 100 shares owned of a given stock
• Buy a diverse enough range of stocks so that a dividend payment is received every month of the year
• Get enough shares of a given stock so that the dividend payment for that stock is enough to purchase an additional share of that stock. 
• Get to the next 100. Buy more shares of a given stock to boost your passive income for a future month into the next $100 bracket. E.g.: Passive income for August is $289, find out what stocks you hold that pay dividends in August, and increase your holdings of those stocks so that you can obtain $300 in passive income for August. 

PS4 controller photo by TheRegistri on Unsplash